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BYU Center for Economic Self-Reliance
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Picture of Sam Daley-Harris

Sam Daley-Harris

Title: Founder and President
Organization: RESULTS Educational Fund & Microcredit Summit Campaign


Sam Daley-Harris is Founder and President of RESULTS Educational Fund. The RESULTS Educational Fund is a 501(c)(3) international organization dedicated to mass educational strategies to generate the will to end world hunger. RESULTS Educational Fund organized the February 1997 Microcredit Summit held in Washington, DC. The Summit was attended by more than 2,900 participants from 137 countries and launched a plan to reach 100 million of the world's poorest families, especially the women of those families, with credit for self-employment and other financial and business services by 2005. Daley-Harris was Director of the Summit and continues to direct its follow-up campaign. Daley-Harris is also Founder and President of RESULTS, an international citizens' lobby dedicated to creating the political will to end hunger and poverty. There are 100 RESULTS groups in the U.S. and 40 more in six other countries. Mr. Daley-Harris is author of Reclaiming Our Democracy: Healing the Break Between People and Government, about which Jimmy Carter said, "[Daley-Harris] provides a road map for global involvement in planning a better future." In 1995, Daley-Harris received The Temple Award for Creative Altruism from the Institute of Noetic Sciences and, in 1997, he received the Caring Award from the Caring Institute. He also received the Humanitarian of the Year Award from the BYU MicroEnterprise Conference in 2003. Mr. Daley-Harris has degrees in music, played percussion instruments in the Miami Philharmonic for 12 years, and is a songwriter. He lives in Washington, DC with his wife Shannon, who is a consultant with the Religious Affairs Division of the Children's Defense Fund. Their son, Micah, was born in May 1998 and daughter, Sophie, was born in May 2001.

Picture of Muhammad Yunus

Muhammad Yunus

Title: Founder and Managing Director
Organization: Grameen Bank

Muhammad Yunus was born in 1940 in Chittagong, the business centre of what was then Eastern Bengal. He was the third of 14 children of whom five died in infancy. Educated in Chittagong, he was awarded a Fulbright scholarship and received his Ph.D. from Vanderbilt University, Nashville, Tennessee. In 1972 he became head of the Economics Department at Chittagong University. He is the founder and managing director of the Grameen Bank. In 1997, Professor Yunus led the world's first Micro Credit Summit in Washington, DC. His dream is the total eradication of poverty from the world. 'Grameen', he claims, 'is a message of hope, a programme for putting homelessness and destitution in a museum so that one day our children will visit it and ask how we could have allowed such a terrible thing to go on for so long'. This work is a fundamental rethink on the economic relationship between the rich and the poor, their rights and their obligations. The World Bank recently acknowledged that 'this business approach to the alleviation of poverty has allowed millions of individuals to work their way out of poverty with dignity'. Credit is the last hope left to those faced with absolute poverty. That is why Muhammad Yunus believes that the right to credit should be recognized as a fundamental human right. It is this struggle and the unique and extraordinary methods he invented to combat human despair that Muhammad Yunus recounts here with humility and conviction. It is also the view of a man familiar with both Eastern and Western cultures-on the failures and potential for good of industrial countries. It is an appeal for action: we must concentrate on promoting the will to survive and the courage to build in the first and most essential element of the economic cycle-Man.

Picture of John Hatch

John Hatch

Title: Founder, FINCA International
Organization: FINCA International

Biography John Hatch has spent his entire professional career serving programs that assist the world's poor, first as a Peace Corps volunteer, regional director, and trainer; later as a consultant to USAID; and finally (since 1984) as the creator of the microcredit methodology known as "village banking" and founder of FINCA, a nonprofit microcredit agency with programs in 24 countries. Over the years, John has served as FINCA's president and as chief of party for FINCA programs in Guatemala and El Salvador. Before FINCA, Hatch was a community-development volunteer for the Peace Corps-Columbia, and a regional director for Peace Corps-Peru. As a graduate student at the University of Wisconsin, he won a Fulbright grant to conduct research on his doctoral thesis in Peru. In 1976, Hatch and two partners formed an independent consulting firm, Rural Development Services (RDS). To expand the reach of the village banking methodology, he taught village banking methods to numerous non-governmental organizations, which currently operate some 80 village banking programs in 32 countries worldwide

Picture of Maria Otero

Maria Otero

Title: President and CEO
Organization: ACCION International


In January 2000, María Otero was named president & CEO of ACCION International. As ACCION's executive vice president from 1992-2000, Ms. Otero played a key role in long-term strategic planning, policy advocacy, research and dissemination. She joined ACCION in 1986 as director of its microlending program in Honduras.

Internationally recognized as a leading voice on microcredit, Ms. Otero serves as chair of the MicroFinance Network, an association of 29 leading microfinance practitioners from around the world, and as co-chair of the Microenterprise Coalition. She has also served in an advisory capacity to the World Bank's Consultative Group to Assist the Poorest (CGAP) and in 1994 was appointed by President Clinton to serve as chair of the Board of Directors of the Inter-American Foundation. She was chair of the board of Bread for the World from 1992-1997 and currently sits on the boards of the Calvert Foundation and the U.S. Institute of Peace. Ms. Otero has authored numerous monographs and articles on women in enterprise, training and microenterprise development. She was co-editor of the book The New World of Microenterprise Finance, released in 1994 by Kumarian Press. She is currently an adjunct professor at Johns Hopkins School for Advanced International Studies (SAIS). In 2000, she was awarded Hispanic Magazine's "Latina Excellence Award" for her advocacy work, and was also featured in Latina Magazine.

Prior to joining ACCION, Ms. Otero spent three years with the Inter-American Foundation as a program officer and five years with CEDPA, a nonprofit training organization. At CEDPA she designed management training programs for women in developing countries, particularly in Africa and Asia. With the Women in Development office of the U.S. Agency for International Development (USAID), Ms. Otero focused on microenterprise development and women in Latin America.